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The terms of service below apply to both advertisers and resellers. The term members is interchangeable and applies equally to Advertisers, Resellers, Associates, and Affiliates.

These terms represent a contract between you and Credit-Ads Depot and as such the terms of the contract are fully enforceable by law.

Membership Standards:

An Independent Reseller of Credit-Ads Depot agrees to always act honestly and fairly in a way that will enhance the reputation of the Member and Credit-Ads Depot when representing Credit-Ads Depot.

A Member agrees to always offer full support as a sponsor of their personally referred members and future prospective members. This includes avoiding deceptive or illegal practices and making untrue claims regarding Credit-Ads Depot products, services, and administrative officers.

A Member agrees to not make public projections and claims regarding the income potential of any member, including themselves and a Member understands that the success of other Member's may differ substantially and is determined by many variables uncontrollable by Credit-Ads Depot.

When promoting Credit-Ads Depot a member agrees to be respectful of all prospective Members. This includes respectful acceptance of all prospective Member comments and questions as well as their privacy concerns.

A Member agrees to be and understands that they are solely responsible for any and all legal and financial obligations that could result from their Credit-Ads Depot Membership. This includes but is not limited to self-employment taxes, income taxes, sales/use taxes, etc.

A member understands that if they have questions pertaining to any of the legal documents supporting Credit-Ads Depot they should contact the Support Team of Credit-Ads Depot for the most up to date answers to resolve those questions.

Ads placed on the network by members must be...

  • Text format only
  • Urls must be inserted in the correct places and not where the copy or heading should be.
  • Urls must not contain any frame breakers.

Membership Details:

An Independent Reseller of Credit-Ads Depot is required to understand and abide by the rules, terms, and policies outlined by Credit-Ads Depot.

Credit-Ads Depot reserves the right to change their rules, terms, and policies at any time as they deem appropriate.

Credit-Ads Depot complies with all federal, state, provincial, and local laws, as well as all statutes and regulations governing Network Marketing and Internet Advertising and requires every Reseller to do the same.

Independent Reseller Status:

An individual may become an Reseller by agreeing to comply with all Credit-Ads Depot Policies and Terms and Conditions. An applicant wishing to become an Reseller or Advertiser must fill out the appropriate registration form online.

Credit-Ads Depot reserves the right to reject any person wanting to become an Independent Reseller or Advertiser,or withdraw the active status of an Independent Reseller or Advertiser for any reason. Withdrawal of a Member's active status by Credit-Ads Depot after any fees have been collected may be refundable at Credit-Ads Depot discretion, and depends solely on the reason for termination of the Member's account.

Any personal information collected on the Credit-Ads Depot registration form will be retained in accordance with Credit-Ads Depot Privacy Policy.

Use of Autoresponders:

Members must maintain an active, reachable email address at all times. We recommend gmail. You can get a free account here - Autoresponders are strictly banned from our system and any members found using them will have their accounts instantly terminated from the Credit-Ads Depot Network.

Refund Policy & Chargebacks:

Once you have completed any purchase at the Credit-Ads Depot site, you acknowledge that you have read the terms of service fully and that you voluntarily agree to be bound by these terms which include a zero refund policy, and that you expressly agree to forego any and all refund claims.

Credit-Ads Depot offers advertising services and makes no claim to suitability or performance. Results depend on many factors beyond Credit-Ads Depot control. We simply display your site to a targeted audience. It is up to your ads sales copy to entice the audience to click on your website link.

Member Rights:

All active Members are authorized to promote and sell the advertising services of Credit-Ads Depot, by advertising their own Credit-Ads Depot web site, and in doing this, quality to earn commissions for all advertising sold through their reseller site.

Legal Age:

Members must be of legal age, or age of the majority (whichever maintains precedence) in the state, province, or country of their primary residence. Credit-Ads Depot reserves the right to ask any Member to provide proof of age for any reason.

Multiple Member Accounts:

Members may not have more than one active account in Credit-Ads Depot. Any and all information held by Credit-Ads Depot in a Member's record can be used at the discretion of Credit-Ads Depot to determine if a Member has direct ties to more than one account.

Credit-Ads Depot reserves the right to terminate additional accounts held by the same Member and the Member him/herself risks immediate termination for violating the Credit-Ads Depot Terms and Conditions.

Member Account Names:

A person many not enroll as a Member of Credit-Ads Depot using a fictitious personal name or corporate name. The name associated with a Member's account must be their legally registered name or business/corporate name.

Independent Member Status:

All Members are independent contractors of Credit-Ads Depot. Membership accounts with Credit-Ads Depot are not franchises, joint ventures, or partnerships with Credit-Ads Depot, unless otherwise specific by the management, nor does any Member count as an employee, agent, or administrator for Credit-Ads Depot. Members are strictly prohibited from stating or implying that they hold or maintain any other type of relationship with Credit-Ads Depot. Members, both active and inactive have no authority to bind the Company to any obligation.

Member Identification:

Members may be required at any time to provide Credit-Ads Depot with a valid government-issued tax identification number (or other means of identification as mandated by the Resellers home domicile tax authority), as well as a current and valid billing and mailing address, phone number and e-mail address.

This personal information will be used for purposes pertaining to a Members Credit-Ads Depot account only and will be kept in a secure location by Credit-Ads Depot.

Failure to provide such requested information and proof that it is current may result in (a) termination of the Member's Credit-Ads Depot Membership, (b) forfeiting of any and all commissions due.

Any penalties or fines that may result from issuing an incorrect tax identification number or other personal information to Credit-Ads Depot will be the sole responsibility of the Member.

Member Advertising and Account Rules:

Exclusive Marketing Territories:

Unless it is implied through formal written documentation by Credit-Ads Depot, no Member has exclusive marketing and sponsorship rights over a specific territory. Members found to be implying such rights risk immediate termination from Credit-Ads Depot.

Exclusive Marketing Methods:

Unless it is implied through formal written documentation by Credit-Ads Depot, no Member has been given the authority to supply other Members with exclusive marketing material, methods, leads, etc. Members found to be implying such rights, either online or offline, risk immediate termination from Credit-Ads Depot.

Member Legal Compliance and Taxation:

It is the Members responsibility to stay informed and comply with all international, federal, state and/or provincial statutes, laws and regulations, and all local ordinances and rules concerning all aspects of their Credit-Ads Depot business. Members are responsible for their own managerial decisions and expenditures, including taxes. Since no Member is a Credit-Ads Depot employee, with respect to any law, statute or rule for federal or state tax purposes Credit-Ads Depot is not responsible for payment or co-payment of any employee benefits and/or taxes.

Members will not be treated as franchisees, joint venturers, partners, employees or agents with respect to the United States Internal Revenue Code, Social Security Act, any federal, state and/or provincial unemployment act(s), or any federal, state, provincial or local laws, statutes, ordinances, rules or regulations. All Resellers are considered to be Independent Contractors, with status dictating a non-employee status in all foreign locations.

Confidential Information:

All information found in the Members Only Site is considered proprietary and confidential and for access by Members only. Information pertaining to other Members on the Credit-Ads Depot team must not be shared with non Credit-Ads Depot Members or any third party.

Restricted Countries:

Due to legal and tax considerations Credit-Ads Depot may be forced to exclude residents of certain countries from becoming an active Member of Credit-Ads Depot.

Any Member found to be recruiting, targeting advertisements to, training residents of, or doing any other activity related to building their Credit-Ads Depot business in restricted countries risk immediate termination.

Creating a New Member Account:

With one exception Members are strictly prohibited from canceling their active Membership and rejoining with a different sponsor.

At the discretion of Credit-Ads Depot, there may be one exception offered to those Members who clearly accidentally enrolled into Credit-Ads Depot at the wrong Member's Credit-Ads Depot web site.

Credit-Ads Depot Web Site Materials and Content:

The name Credit-Ads Depot, all copyrighted material, Intellectual Property, Credit-Ads Depot logos, and the names of all Company products and services are the intellectual property of and owned by Credit-Ads Depot. Only Credit-Ads Depot is authorized to produce and market products, materials and literature under these intellectual property rights.

Use of the Credit-Ads Depot name in any manner not approved or authorized by Credit-Ads Depot, or without the terms “Independent Reseller of Credit-Ads Depot“ is prohibited.

Communications and Advertising:

In all written promotional and information content both online and offline pertaining to Credit-Ads Depot, Members are permitted to use the Credit-Ads Depot name as long as they have received company approval and all information is accompanied by the term “Independent Reseller of Credit-Ads Depot“.

Any Member found to be transmitting, displaying, or sharing any form of self constructed marketing material pertaining to Credit-Ads Depot including online and offline written material, endorsements, conducting live interviews, giving speeches, trade shows, etc. without written consent from Credit-Ads Depot will risk immediate termination.

Telephone and Fax Solicitation:

Members are prohibited from using the Credit-Ads Depot name or copyrighted materials with automatic calling devices, call centers, and fax broadcasts to solicit new business.

E-mail Solicitations:

Credit-Ads Depot does not condone or tolerate the use of Unsolicited Commercial E-mail (UCE), Unsolicited Bulk E-mail (UBE) or Spam. All e-mails sent out by a Member to promote their Credit-Ads Depot business must fully comply with Credit-Ads Depot strict No Spam Policy.

Failure to comply will result in immediate termination of the guilty Member's Credit-Ads Depot account with all pending commissions forfeited and no further access to the Members Only Site.

Income Claims:

No income projections, whether supported mathematically or otherwise, may be made public to other Members or any prospective Members. No Credit-Ads Depot Member is permitted to display their earned commissions as enticement to a prospective Member. Members cannot guarantee commissions, bonuses, etc., to any other members and this implies a direct knowledge of another persons ability or lack of ability.

Member Compensation Details:

Payment Options:

Prospective Members of Credit-Ads Depot are required to first attempt their purchase using a credit card. If the purchase fails an option to purchase via eCheck will be displayed.

Future Payments:

In the event that a monthly payment option is declined for up to three (3) attempts, failure to resolve the non-payment will cause a Members account to be cancelled.

Price Changes:

All Credit-Ads Depot services are subject to change without prior notice. Current prices for all Credit-Ads Depot products can be found on the Credit-Ads Depot web site.

Membership Cancellation:

A Member may voluntarily terminate his/her Reseller status by clicking the “Cancel Membership” link at the bottom of any page in the Members Only Site and following the simple instructions.

Voluntary termination is effective immediately when a Member follows through with the cancellation procedure in the Members Only Site and is issued a “Cancellation Code”. The code is to be kept on file by the cancelled Member and by Credit-Ads Depot as proof that the account was cancelled in case of future disputes or questions related to billing.

A Member who voluntarily terminates his/her Membership may establish a new Membership immediately as long as they retain the same sponsor for their new account.

A member wanting to establish an account with a new sponsor must wait three (3) months from the date of voluntary termination before making a new Membership.


A Member may be suspended, terminated or have certain privileges revoked for violating the terms and/or policies outlined by Credit-Ads Depot. Any discipline applied to a Member account is at the sole discretion of Credit-Ads Depot.

Suspended Members may not represent him/herself as a Credit-Ads Depot Reseller. All access to the Members Only Site and automated marketing system will be denied. The suspension period shall be no less than 15 days and the duration is at the discretion of Credit-Ads Depot only. Any commissions or bonuses due may be held by Credit-Ads Depot for the duration of the suspension and pending resolution of any issues relative to the suspension. Suspensions take effect immediately upon notification of suspension being sent by Credit-Ads Depot.

Effect of Termination:

In the event that a Member is terminated by Credit-Ads Depot for violation of the terms and/or policies, effective as of the date of such termination, the Reseller can no longer sell Credit-Ads Depot products nor can they sponsor other new Resellers. The terminated Reseller also loses all rights to future sales commissions, bonuses and access to the Members Only Site.

Payment Method:

Credit-Ads Depot pays Member commissions via PayPal, AlertPay and e-Gold. It is incumbent on the member to enter their payment details in their member profile area when joining in order to be paid commissions. Credit-Ads Depot will not chase a member who fails to enter their payment details and a member risks losing their commission by not entering this information.

Commission Payment Schedule:

Member commissions are paid on the 1st and 15th of each month 15 days.

Membership Agreement:

Amendments and Modifications:

Credit-Ads Depot reserves the right to amend any Credit-Ads Depot governing documents, Policies, Procedures, Terms and Conditions, company web sites, etc. at any time, as the Company in its sole discretion deems appropriate.

Changes are considered effective and binding on all Members as of the date of them being presented live on the Credit-Ads Depot web site. Member who continue to participate in any Credit-Ads Depot program, after such amended policies have been published and/or after being notified by Credit-Ads Depot or otherwise becoming aware of such amendments, shall be deemed to have accepted and agreed to any such amended policies, terms and requirements.

Non-Waiver Provision:

No failure, delay or omission of Credit-Ads Depot to exercise any right, power or provision contained within the Credit-Ads Depot Policies and Procedures shall constitute a waiver of Credit-Ads Depot right to demand exact compliance with all terms and provisions contained within the Credit-Ads Depot Terms and Conditions on future defaults by any member.

Indemnity Agreement:

In consideration for receiving Credit-Ads Depot services and/or for participating in any Credit-Ads Depot programs such as the affiliate program or contests, each Member agrees to indemnify and hold harmless Credit-Ads Depot, its parent company JAM Marketing Inc., it's shareholders, general/limited partners, successors, employees, agents, attorneys, officers and directors in any corporate or other business capacity from and against any and all demands, liabilities, losses, costs, penalties, obligations, interest, damages and expenses of whatever nature or kind, including without limitation attorneys fees (including both outside and in-house counsel), and all other expenses, related to or arising from participation in any Credit-Ads Depot program.

This indemnity specifically extends to include without limitation any actions, results, causes of action or allegations in connection with (i) any Resellers Credit-Ads Depot business and its affiliates activities as a Credit-Ads Depot Reseller; (ii) any breach of any terms, policies and conditions agreed to by the Reseller and/or contained in any Credit-Ads Depot Policies and Procedures, or; (iii) violation of any federal, state, provincial and/or local law, statue, ordinance, rule or regulation.

Entire Agreement:

All Credit-Ads Depot Terms and Conditions and Policies, as well as all other Credit-Ads Depot governing documents, are hereby incorporated into a Members Membership with Credit-Ads Depot. These together constitute the entire agreement of Credit-Ads Depot and any Member regarding their business relationship, and supersedes and cancels all prior and contemporaneous agreements, claims, representations and understandings, oral and/or written, by or of the parties in connection with the subject matter hereof.


If, under any applicable and binding law or rule of any applicable jurisdiction, any provision of these Terms and Conditions and Policies, or any specific standard or operating procedure which Credit-Ads Depot has prescribed, is held to be invalid or unenforceable, Credit-Ads Depot shall have the right to modify the invalid or unenforceable provision, specification, standard or operating procedure or any portion thereof to the extent required to be valid and enforceable. The parties shall be bound by any such modification, and the modification will be effective only in the jurisdiction(s) in which it is required. Notwithstanding any such modification, if any provision of the Credit-Ads Depot Terms and Conditions shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remainder of the Credit-Ads Depot Terms and Conditions and Policies, and shall not affect the validity and enforceability of any remaining provisions, nor shall it affect any other standard and operating procedures which Credit-Ads Depot has prescribed.

Credit-Ads Depot Liability:

To the extent permitted by law, Credit-Ads Depot shall not be liable for, and all Members release Credit-Ads Depot from and waive all claims concerning, any loss of profits, any special or consequential damages, or any other losses incurred or suffered by any Reseller and/or Subscriber as a result of: (a) the breach by the Reseller and/or Advertiser of the terms and conditions specified in any Credit-Ads Depot Terms and Conditions or Policies and/or (b) the failure by a Reseller or Advertiser to provide any information or data required by Credit-Ads Depot to operate its business and/or to conform to applicable laws; and/or (c) any incorrect or falsified information provided, intentionally or not, by any Reseller, Advertiser, or by any agent or authorized representative of any such Member.

No Agency or Third-Party Beneficiary:

Credit-Ads Depot is not the agent, fiduciary, trustee or other such representative of any Member. Nothing expressed or mentioned in or implied from these Terms and Conditions is intended to be construed to give to any person other than the parties hereto any legal or equitable right, remedy or claim under or in respect to this Agreement. This Agreement and all of the representations, warranties, covenants, conditions and provisions of these Credit-Ads Depot Terms and Conditions are intended to be and are for the sole and exclusive benefit of Credit-Ads Depot and the agreeing Member.

Jurisdiction and Applicable Laws:

The exclusive jurisdiction for any claim, controversy, lawsuit or resolution of any matter relating to or arising under any Credit-Ads Depot Terms and Conditions or Policies shall be the state of New York. The laws of New York govern this Agreement and all of its terms and conditions, without regard to any conflict of laws principles.


Except as noted herein, any dispute, controversy and/or claim arising out of or relating to Credit-Ads Depot, the Credit-Ads Depot business opportunity, Credit-Ads Depot products , and/or any rights and obligations of a Member, or any other claims or causes of action relating to the performance under these Agreements by either Credit-Ads Depot or any Member and/or a Members purchase of Credit-Ads Depot products shall be submitted exclusively before binding arbitration, with hearings to be held in New York City, or such other location as Credit-Ads Depot may designate in its sole discretion.

Each party to the arbitration shall be responsible for its own costs and expenses of arbitration, including legal and filing fees. The decision of the arbitrator shall be final and binding on the parties and may be reduced to judgment in any court of competent jurisdiction. This agreement to arbitration shall survive any termination or expiration of the Member Agreement. Notwithstanding the foregoing, the arbitrator shall have no jurisdiction over disputes relating to the ownership, validity or registration or any mark or other intellectual property, or any confidential or proprietary information belonging to or held by Credit-Ads Depot, without Credit-Ads Depot prior written consent.

Credit-Ads Depot may seek any applicable remedy in any appropriate forum with respect to disputes and any money owed to Credit-Ads Depot. In addition to monetary damages, Credit-Ads Depot may obtain injunctive relief in any appropriate jurisdiction against any individual for any violation(s) of Credit-Ads Depot Terms and Conditions and violation or misuse of them and all governing documents of Credit-Ads Depot.

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